EDFC Loan Programs

Emergency Disaster/COVID Loans

  • If your business is being negatively impacted by COVID-19, you may be eligible for a loan from EDFC for up to $50,000 starting as low as 3% APR
  • Making or considering adding a new product or service to match COVID need/ restrictions?  Need equipment or inventory?

Contact our Lending Manager Robert Gernert at: robert@edfc.org or 707.376.8733.

For a range of daily up-dated COVID support information from our partner West Business Development Center, that includes federal emergency CARES package loan information and links to SBA, click here  

CDFI RRP (2)

EDFC is a non-profit organization and we make loans to businesses in Mendocino and Lake Counties to create jobs and grow our local economy.

EDFC business loans range from $5,000 to $250,000. We offer fixed interest rates starting at 6% APR.  Interest rates are based on the size of the loan and the risk rating. Terms typically range from 3-15 years.  We are happy to talk to you about our programs or your business financing needs. Please feel free to call us at 707-234-5705 for more information. You are also welcome to stop by and visit our  office located at 208 B S. Oak St. in Ukiah.

Ready to Apply?

To apply for a loan,  Download Fillable Loan Application and Attachment D

Return by email or post to:

robert@edfc.org
208B S Oak St., Ukiah, CA 95482

Where do our funds come from?

EDFC works with the United States Department of Agriculture Rural Development and the United States Department of the Treasury’s Community Development Financial Institutions Fund (CDFIFund) to provide economic development financing to Lake and Mendocino Counties.

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EDFC has two loan products: A gap financing, revolving loan fund, and a micro loan program:

USDA IRP REVOLVING LOAN FUND

RURAL MICROENTREPRENEUR LOAN PROGAM

If you would like to apply for financing download the fillable form LOAN APPLICATION and Attachment D and return by post or email to:

robert@edfc.org
208 B S Oak St., Ukiah, CA 95482

If you have any questions about the loan application process, please call us at 707-234-5705.

Contact Us

208 B S. Oak St. Ukiah, CA 95482
707.234-5705

This institution is an equal opportunity provider.